Hey, man. How’s it going? Yeah, I’m still spending money like it is growing on trees. Yeah, I don’t really know when to stop. Bet you think you got me this month, huh? Finally, BLAM! Interest! This is what makes it all worth it, right? You saw that DeepDiscountDVD sale and you thought to yourself: “Thank you, God! I’ve waited so long for this moment!”

But you know what? I’m still paying all of the bill. Ha! Take that Visa! I’ve thwarted you, yet again!

Credit score: You stay put, buddy.

Love,

Ben